NINTH WAVE

Compass

AI-Driven Onboarding Assistant that Radically Simplifies and Accelerates Open Finance Integration

Compass is Ninth Wave’s AI-powered onboarding assistant that dramatically simplifies and accelerates bank integration into the open finance ecosystem, while improving accuracy, predictability, and overall time-to-market.

Using AI-powered automation, Compass analyzes and tests a bank’s APIs to identify gaps, inconsistencies, or mismatches that must be resolved to comply with open finance standards.

Rather than relying on repeated back-and-forth between teams, Compass proactively surfaces issues and provides clear, actionable guidance on what needs to change.

Key Benefits

  • Dramatically Faster Time to Value
    Go live in a fraction of the time
  • Higher Accuracy
    AI-driven validation and mapping reduce errors
  • Lower Customer Effort
    Less time spent troubleshooting and researching
  • Predictable Outcomes
    Clear guidance and consistent onboarding timelines
  • Better Customer Experience
    Faster onboarding with less friction for bank teams

Streamlining Financial Data with Ninth Wave Compass

Compass performs multiple cycles of its intelligent API analysis to determine compatibility with Open Finance standards, and to guide refinements until complete compatibility is achieved.

Compass Analyzes API specs to align to banking standards and requirements and calls the Banks APIs automatically to validate test data and generate a mapping guide and alignment report.

The Compass Solution

Compass replaces manual onboarding with AI-driven automation and intelligent technical support.

AI-Powered API Analysis & Validation

Compass automatically analyzes and tests a bank’s APIs to identify gaps or mismatches with open banking standards.

Automated API Mapping Guide

Compass generates a detailed mapping guide that eliminates guesswork and trial-and-error, delivering higher accuracy.

Predictable, Accelerated Onboarding

By replacing manual processes with high-speed AI automation, Compass eliminates lengthy testing cycles, creates predictable completion timelines, and compresses onboarding timeline for faster time to value.

AI-Powered Technical Support

Compass includes intelligent documentation agents that let users ask natural-language questions about APIs and receive clear, precise, context-aware responses in real-time.

“FIs highlight Ninth Wave’s ease of implementation and cost-effectiveness as primary satisfaction drivers.”
“The streamlined deployment process enables institutions to achieve faster time-to-market.…”

SOURCE: Datos 2025 Open Finance Report

Ready to see Ninth Wave Compass in action?

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