With configurable controls, visibility, and insights into all data sharing and data acquisition connections between aggregators, third-party apps, and internal applications, Ninth Wave’s open finance API empowers financial institutions and their customers with access and oversight to their connected apps, enabling secure data exchange in a holistic and scalable open finance ecosystem.
Our platform simplifies connectivity: a single connection to Ninth Wave allows financial institutions to integrate a growing list of “must have” apps and third-party solutions for their customers.
Our implementation team leads the integration with client data systems, integrating with existing customer authentication protocols (e.g., OAuth or SSO) or can provide authentication as a service. Ninth Wave maintains all external API connections, so clients can focus on their core business.
The Ninth Wave Platform™ is built to serve as a single, secure access point for all external data-sharing traffic. This eliminates the time and cost otherwise required for internal IT teams to build and maintain connections, and provides a clear path to eliminate screen scraping and its inherent security risks. Ninth Wave does not store user or account data, giving complete permission control to the user over their own data.
Open finance was designed for applications. The next generation is designed for AI. Autonomous financial agents will continuously access data, analyze conditions, recommend actions, and execute workflows on behalf of businesses. This shift dramatically increases the volume, complexity, and governance requirements of financial connectivity.
Ninth Wave’s Agentic Control Layer™ extends our trusted open finance infrastructure with the identity, consent, policy enforcement, orchestration, audit, and security required to govern AI-powered financial interactions. Banks can safely support aggregators, fintechs, ERP platforms, treasury applications, and autonomous AI agents through a single, unified control layer.
