The Ninth Wave Platform
The Ninth Wave Platform is a single, comprehensive open banking solution that enables financial institutions to securely and efficiently share permissioned data with a wide array of third-party applications including aggregators, fintechs, accounting and ERP solutions, personal financial management and wellness tools, tax prep software, and other consumer and business solutions.
With Ninth Wave, retail and commercial banks, credit unions, wealth and investment managers, and other financial services firms can give their customers fast, convenient access to their data on their terms – at any time, through whatever app or solution they choose. The result is an enhanced digital experience that boosts satisfaction and loyalty, attracts new customers, opens up new revenue streams, reduces risk, and ensures regulatory readiness for our clients.
Why the Ninth Wave Platform?
An Out-of-the-Box Solution
Our platform simplifies connectivity: a single connection to Ninth Wave allows financial institutions to enable a growing list of “must have” apps and third-party solutions for their customers. Our implementation team leads the integration with client data systems. We also integrate with existing customer authentication protocols (e.g., OAuth or SSO) or can provide authentication as a service. Ninth Wave maintains all external API connections, so clients can focus on their core business.
A Single Platform for All Financial Institution Types
The Ninth Wave platform addresses the connectivity needs of all financial institutions – from large, integrated firms with multiple verticals, to credit unions and pure-play wealth managers. Our single platform approach allows larger clients to benefit from one vendor across all divisions, rather than managing multiple solutions and relationships, while clients of all sizes can benefit from our ecosystem. Once a new app is on-boarded to our platform, it can be easily added to any client’s Ninth Wave solution.
One Solution for All App and Aggregator Traffic
The Ninth Wave platform serves as a single, secure gatekeeper for all external data-sharing traffic. This eliminates the time and cost otherwise required for internal IT teams to build and maintain connections, and provides a clear path to eliminate screen scraping and its inherent security risks.
Fluent in All Data Languages
We leveraged our 20+ years of experience in data standards to build a platform that is protocol-agnostic. Whether it’s a version of one of several industry-standard protocols, or custom APIs, we have our clients covered. We continue to stay at the forefront of financial data – including one of the first commercially-available FDX engines – future-proofing connectivity for our clients and their customers.
Give Your Customers the Best Digital Experience Possible
In order to provide outstanding digital services, you need the ability to give your customers open, flexible, secure access to their financial data – whenever they want it, through whichever app or solution they choose. Learn how Ninth Wave can help you get started. Download the fact sheet or watch it in action today. Or, if you’d like to speak to one of our knowledgeable team members to discuss your data sharing strategy, contact us today.