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Open Finance Platform

Reliable, Secure, Integrated data

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Explore how Ninth Wave's open finance API provides secure data exchange in a true financial ecosystem.

Unparalleled Connectivity. Universal Compatibility.

Our open finance API delivers secure data connectivity to financial institutions of all sizes through a single point of direct integration.

With configurable controls, visibility, and insights into all data sharing and data acquisition connections between aggregators, third-party apps, and internal applications, Ninth Wave empowers financial institutions and their customers with access and oversight to their connected apps, enabling secure data exchange in a holistic and scalable open finance ecosystem.


Offering solutions for retail and commercial banks, wealth managers, credit card issuers, tax providers, and more, Ninth Wave provides unparalleled connectivity and universal compatibility to complex information systems, unlocking innovation, potential, and performance for your data.

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Ninth Wave’s biggest strength is its domain expertise in financial services technology – they know how to build and run financial system integrations, and how to connect with the fintechs and aggregators that matter in the industry.

Why Companies Choose Ninth Wave

Why have 7 of the top 10 U.S. banks and 8 of the 10 largest wealth managers chosen Ninth Wave to streamline their financial data operations and boost customer/investor satisfaction?

An Out-of-the-Box Solution

Our platform simplifies connectivity: a single connection to Ninth Wave allows financial institutions to integrate a growing list of “must have” apps and third-party solutions for their customers.

Our implementation team leads the integration with client data systems, integrating with existing customer authentication protocols (e.g., OAuth or SSO) or can provide authentication as a service. Ninth Wave maintains all external API connections, so clients can focus on their core business.

Single Platform for All Financial Institution Types

Ninth Wave’s platform addresses the connectivity needs of all financial institutions – from large, integrated firms with multiple verticals, to credit unions and pure-play wealth managers. Our single platform approach allows larger clients to benefit from one vendor across all divisions, rather than managing multiple solutions and relationships, while clients of all sizes can benefit from our ecosystem. New apps on-boarded to our platform can easily be added to any client’s Ninth Wave solution.

One Solution for All App and Aggregator Traffic

The Ninth Wave platform is built to serve as a single, secure access point for all external data-sharing traffic. This eliminates the time and cost otherwise required for internal IT teams to build and maintain connections, and provides a clear path to eliminate screen scraping and its inherent security risks.

Fluent in All Data Languages

We leveraged our 20+ years of experience in data standards to build a platform that is protocol-agnostic, combining industry-standard protocols with custom APIs to meet our clients’ needs. We continue to stay at the forefront of financial data – including one of the first commercially-available FDX engines – future-proofing connectivity for our clients and their customers.

Meet Customer Demands for Open Access to Financial Data Today​

In order to provide outstanding digital services, you need the ability to give your customers open, flexible, secure access to their financial data – whenever they want it, through whichever app or solution they choose. Learn how Ninth Wave can help you get started. Download the fact sheet or, if you’d like to speak to one of our knowledgeable team members to discuss your data sharing strategy, contact us today.

Secure Open Finance API

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Learn more about our Open Finance API and how it can help your organization improve success, scalability, and customer experience.

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