Microsoft Dynamics 365 Business Central is the ERP and financial management platform for mid-market organizations that have standardized on the Microsoft ecosystem. Finance teams using Business Central manage accounts payable, accounts receivable, cash management, and financial reporting from within a single integrated environment — and increasingly expect their bank to be part of that environment. Ninth Wave’s Business Central integration creates a direct connection between the financial institution and the customer’s Business Central instance, delivering bank transaction data automatically and accurately without manual file handling.
Business Central customers are typically mid-market companies running Microsoft 365, Teams, and often Azure-based infrastructure alongside their ERP. They expect banking to fit their ecosystem. Ninth Wave’s integration delivers that fit — bank data arrives inside Business Central without requiring the finance team to step outside the Microsoft environment.
Ninth Wave’s Business Central integration supports automated bank statement import and, for institutions offering payment automation, payment initiation from inside Business Central — allowing AP teams to approve and initiate payments without accessing the bank portal separately.
Business Central is frequently deployed across multiple legal entities or operating divisions within a single instance. Ninth Wave’s integration maps each entity’s bank accounts to the appropriate Business Central company record — delivering entity-specific bank data without manual consolidation.
Transactions delivered into Business Central’s reconciliation module automatically
Each entity’s accounts mapped to the appropriate Business Central company record
AP teams can initiate payments from inside Business Central on supported configurations
Current account balances visible inside the Business Central environment
Secure, credential-free access for every Business Central customer
Full bank-side visibility into connection activity with instant revocation capability
Bank transactions appear in Business Central automatically — no statement downloads, file formatting, or manual uploads
The integration operates through OAuth 2.0 tokenization. The business customer authorizes the connection once, and all data transfers use a secure token — no banking credentials are shared with Microsoft or stored by any third party.
Every data transmission between the bank and Business Central is logged and auditable through Ninth Wave Portal. For mid-market companies whose IT and security teams evaluate vendor access formally, this audit trail supports their internal governance requirements.
Ninth Wave Compass analyzes the bank’s API environment and generates configuration guidance for Business Central integration — including multi-entity mapping and field structure alignment — reducing the implementation timeline from initial setup to production.
Ninth Wave Managed Services provides hands-on support for institutions rolling out Business Central integration across their commercial banking portfolio — managing customer onboarding, entity mapping, and ongoing operational questions.
Once Business Central integration is configured in Ninth Wave Direct, activating it for additional commercial banking customers is done at the customer level — no platform re-implementation required.
One connection to Ninth Wave Direct gives your institution live access to QuickBooks, NetSuite, Sage, Xero, Quicken, Microsoft Business Central, and Workday — without building or maintaining separate integrations for each.
Every connection is built on secure, standards-based APIs that eliminate credential sharing, support modern authentication, and remain compatible as ERP platforms release new versions.
Ninth Wave Direct and Ninth Wave Connect operate on the same platform — so the same institution can offer commercial customers direct ERP connectivity and retail customers permissioned data sharing without managing two separate vendors.
Ninth Wave Compass analyzes your institution’s API environment and generates step-by-step integration guidance automatically, compressing the time from customer onboarding request to live data feed.
Ninth Wave Managed Services provides hands-on implementation, customer onboarding, and ongoing operational support — so your team focuses on the commercial relationship, not the technical infrastructure.
The integration is presented to your business banking customers under your institution’s brand, with your institution managing the customer relationship and consent at every step.
