NINTH WAVE

Connect

Open Banking API

OPEN BANKING API

The Leading Open Banking API for Financial Institutions

The rise of Fintech has created a world that demands interoperability, security and simplicity in financial management. Financial Institutions must take an active role in supporting their customers’ demands within this broad and complex ecosystem of apps/software requiring financial data to function. Ninth Wave Connect™ is designed for purpose-built financial data sharing.

Ninth Wave Connect is an open banking API for FIs that allows consumer and business customers to securely and reliably share financial data with 3rd party applications.

Features

Open Banking API | Financial Data Sharing

Ninth Wave Connect is the foundational product connecting financial data to the Ninth Wave platform, opening up data and services through industry standard APIs for 3rd party consumption. Ninth Wave Direct further extends this value through native two-way integrations into the top accounting systems and software packages used by your business customers.

Three legged OAuth with integration to FI identity management platform and authentication server
Dynamic registration of Fintech end users
Conﬁgurable T&Cs (policy management)
Customer level revocation of data sharing permissions through NW Portal (also available as a OLB module+)
Veriﬁable user consent at an app/account level
Onboarding and support for developers using the NW API

Connectivity to the NW Platform for subscribed account types (retail /commercial checking, savings, loans, credit card, brokerage, 401k, trust, tax statements)
Real-time transfer of data from FI data source(s) to the Ninth Wave platform through your preferred format and method
Industry standard (FDX certiﬁed) API for Fintech/Aggregator access to NW Services with a white labeled developer’s portal and sandbox environment
Adhere to proposed CFPB Dodd Frank 1033 rule for retail and small business banking and credit cards

Support for migration of industry screen scraping traﬃc to NW platform from Finicity, Intuit, MX, Yodlee
NW Portal access for application management, user provisioning and reporting (traﬃc management also available upon request+)
Maintenance and upkeep of integration connectors, adaptors and exchange formats
24 x 7 Tier 2 support

Download the Ninth Wave Connect fact sheet here!

NINTH WAVE CONNECT

Your Open Finance Solution for Secure Data Sharing

Enables customers use of Fintech apps servicing a multitude of use cases in personal ﬁnancial management, accounting reconciliation, payments, tax preparation and wealth management
Saves FI time and money by outsourcing the complexity involved with app integrations and certiﬁcation processes
Provides FI early adherence to upcoming CFPB Dodd Frank 1033 regulation

Decreases connectivity complaints coming into the FI call center and overall customer satisfaction
Strengthens an FI’s brand and reputation by elevating security and eliminating screen scraping practices - Ninth Wave never stores user or account data
Gives FI control to approve/remove 3rd party access and restrict the data elements available for sharing
Gives the customer control over accounts to be permissioned for data sharing

Platform

Empower your customers with intelligent data connectivity

SOLUTIONS

PRODUCTS

Industries

The right solution for your unique business and customer needs

About Us

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