Akoya and Ninth Wave: Choosing the Right Open Finance Architecture for Your Institution
Akoya and Ninth Wave represent two distinct open finance architectures. Understanding what each is built for helps banks make the right infrastructure decision.
The Next Great Convergence in Financial Services
Explore how commercial banking, investment banking, and wealth management are converging to create connected client relationships across the wealth lifecycle.
One Integration Layer, Every Use Case: The Case for the Single-Vendor Approach
Banks that have addressed open finance connectivity with separate point solutions carry a hidden cost in support, governance, and scalability. This post makes the case for a single integration layer that covers ERP, aggregator, consumer, and commercial use cases from one platform.
Beyond the Connection — Why Managed Services Are the Next Frontier of Open Banking
Discover how Ninth Wave Managed Services simplifies Open Banking connectivity, reduces support burdens, and improves client experiences.
Open Banking vs. Screen Scraping: What Financial Institution Leaders Need to Know
Screen scraping fails roughly 22% of the time. API-based open banking connections fail at less than 1%. That gap has real consequences for banks: in support costs, in customer trust, and in readiness for a regulatory environment that is moving decisively away from credential-sharing.
AI Agent Access Control and Protection Platforms for Banks
A review of platforms helping banks govern, monitor, and protect against AI agent access to customer financial data — and how to evaluate them.
The Connected Investor: A New Client Expectation and Business Opportunity for Banks and Wealth Management
More than $84 trillion is expected to change hands over the next two decades. For banks and wealth managers, the question is whether their technology and connectivity can keep pace with the next generation’s expectations.
The Hidden Cost of Open Finance Support — and How Managed Services Fixes It
Commercial open finance connectivity is a specialized support problem that generalist bank tech teams are not built to solve — and the cost of getting it wrong shows up in client attrition, not support tickets. Ninth Wave Managed Services is built around that reality.
Ten Open Finance Connectivity Platforms Reshaping How Banks Share Customer Data
The conversation about open finance has moved past whether banks need to participate. Section 1033 of the Dodd-Frank Act, the FDX standard, PSD3 in Europe, and growing fintech demand have …
How Banks Can Use Open Finance Data as a Competitive Intelligence Tool
Cameron Taylor, Chief Product Officer The average bank customer now maintains relationships with three financial institutions, up from 2.5 in 2021, according to McKinsey’s 2024 Retail Banking Survey of more …