Author: Ninth Wave

Open finance has transformed how consumers and businesses engage with their financial information. It makes permissioned financial data available to a seemingly endless variety of products…

To promote a safe environment for data sharing, CFPB aims to establish basic standards for data access, transition the market from screen scraping practices to more secure alternatives, and ensure that the full range of technical issues in the open banking system are addressed using fair, open, and adoptable industry standards.

Dive into the value that embedded finance offers to banks and their customers, and how standard APIs are no longer enough to deliver competitive value to end-users.

Inadequately monitoring employee trading activity can have extremely expensive consequences. In 2020, Citibank was fined $400 million because it failed to establish effective internal controls related to compliance risk management …

Since the inception of Financial Data Exchange (FDX) more than ten years ago, its main goal was to create an industry standard for data exchange, creating a US standard similar to the European PSD2 version which governs electronic payment systems.

The convenience of conducting banking transactions and managing finances from a cell phone or tablet is a must-have for most consumers today. Research shows that 78% of U.S. adults prefer to bank using a mobile app or website.

Enhance Bill Payment Services with Embedded Finance Technology: Elevate Customer Satisfaction and Streamline Financial Management with Ninth Wave’s Solutions.

Elevate UHNW Family Office Efficiency: Streamline Wealth Data Management with Ninth Wave’s Open Finance Solutions for Accurate Insights and Improved Service.