Our Team

Ray Higdon

Director of Sales

Ray Higdon is Director of Sales at Ninth Wave. In his role, he engages with financial institutions seeking more control, transparency, and security with connections to external third parties seeking access to data.

Ray has 20 years of experience selling consumer and commercial digital banking, payments and risk solutions for market leading providers to leading financial institutions. He brings a wealth of understanding modern digital needs from both the financial institutions’ and clients’ perspectives.

Ray has a Bachelor’s degree from Auburn University.