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Our Team

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Lori Frederick

Head of Banking and Payments

Lori Frederick is the Head of Banking and Payments at Ninth Wave. She is responsible for the vision and product roadmaps that serve the needs of our commercial and retail banking markets.

Prior to Ninth Wave, Lori spent 23 years at Wells Fargo in a variety of executive level leadership roles where she drove innovation, mastered her knowledge of payments and brought best-in-class digital experiences to the market. While at Wells Fargo, Lori’s team designed and implemented the original OAuth standard for the FDX specification. As a thought leader and catalyst for change, she pioneered the path for Wells Fargo’s Open Banking and Control Tower products. Lori is currently part of FDX’s SMB Task Force and FDX’s Exploring Corporate / Treasury APIs working group.

Lori went on to follow her entrepreneurial interest founding a digital consultancy focused on helping midsize banks. Most recently she was the VP of Product at AvidXchange, a middle market leader in AP software and payment solutions.

Frederick holds a Bachelor’s degree in Finance, Investment and Banking from the University of Wisconsin and has completed Master level work in Data Science at the University of North Carolina – Charlotte.

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