Author: Ninth Wave

The convenience of conducting banking transactions and managing finances from a cell phone or tablet is a must-have for most consumers today. Research shows that 78% of U.S. adults prefer to bank using a mobile app or website.

Banks are increasingly looking to add new digital services that make their customers’ lives easier to boost retention and attract new business. However, they often overlook opportunities to enhance existing digital services that may be in need of an upgrade—especially bill payment.

Helping high-net-worth families preserve and grow their wealth requires more than expert wealth management, financial planning, and asset management skills. It also requires complete visibility into all family assets – …

In a recent poll during a webinar on embedded finance, 41% of participants admitted to not even knowing the definition of “Embedded Finance”. Of those who did know, almost two-thirds could …

The Consumer Finance Protection Bureau (CFPB) is gearing up to issue data rights rules that will implement Dodd-Frank Section 1033—and banks had better be ready. These rules, which are intended to ensure consumers can access their own personal information held by banks and other financial service providers, will have a major impact on the way financial institutions operate.

Recent webinar, “The Value of Embedded Finance” hosted by Jim Marous of The Financial Brand’s Banking Transformed, Ninth Wave’s Doug Bacon, Chief Revenue Officer, and Lori Frederick, Head of Banking and Payments discussed the rapidly evolving technology landscape that encompasses embedded finance and open banking.