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Open Finance Solutions

Financial data integration with secure sharing, API access, open and embedded solutions.


Ninth Wave empowers financial institutions, enabling secure data exchange in a holistic and scalable open finance ecosystem.

7 of 10

Top US Banks

with client relationships lasting over a decade.

8 of 10

Largest Wealth Managers

with over $7 trillion in assets.


Accounts Connected

delivering reliable, secure, integrated access.


Solutions for All Types of Financial Institutions.

Single source financial data connectivity enabling financial institutions to deliver open and embedded finance solutions to their customers with confidence and ease.


Your Open Finance solution for secure data sharing


Embed financial services into preferred business applications


Account consolidation and enhanced portfolio views

Your Open Finance Gateway

Provide customers with secure API-based access to permissioned financial data, eliminate screen-scraping, and achieve broad integration with ‘must-have’ apps through a single connection to our product suite.

Is Your Financial Institution Ready for Dodd-Frank 1033?

Explore requirements and standards for APIs, OAuth, and Consent with a single, secure integration point for all third parties.

9W Compliance Graphic

Empowering Open Finance.
At Scale. At Last.

Customer demand for open, secure financial data connectivity through a multitude of apps and software solutions, combined with new legislation and ever-increasing competition from fintechs, requires you to rethink your approach to data sharing. Ninth Wave provides a turnkey solution for securely and reliably deploying, managing, and scaling financial data exchange.

Universal Compatibility.

Only enterprise solution delivering unparalleled connectivity through both FDX industry-standard open finance APIs & turnkey integrations into business applications.

Ensure full compliance​ with Dodd Frank 1033 ruling for retail bank and credit cards

Mitigate fraud with OAuth tokenization of customer credentials with control over token expiration

Integrate with bank security and authentication standards including multi-factor prompts and risk models

Capture and record customer consent​ for permissioned data sharing at the account level per app

Be the Center of Your Customer’s Financial Ecosystem.

In our connected world, financial data cannot be kept in silos. Financial institutions that don’t seamlessly integrate with others face the risk of becoming irrelevant. Responding to customer needs for accessible and secure connectivity positions your FI as the partner of choice for business customers and consumers – increasing acquisition, retention, and loyalty.

Contact Us Today.

Explore our open, secure data sharing with mission-critical business software for commercial banking customers.

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